[Tilikum Turbo]

I have started using cash for anything under $1000...

This way, slapping down those C-notes, you actually get a feel of the money moving OUT of your hands. CC or Debit card...you don't see that, and tend to spend more needlessly.

I look at ANY purchase now and multiply that by 1.5

So if you see an item that costs $1000, figure in what did you have to do to CLEAR that $1000on your paycheck....now add state taxes.

Eating out also takes a huge bite out of your disposable income. Not only is it taxed, but comes with a 10-20% "tip" factor. Food made at home usually tastes much better, and I actually KNOW what I am eating.

Wish some of this stuff came to me earlier in life!