Nobody can give you a good answer if they don't ask the right questions. What is her risk tolerance? What is her time horizon. What is her tax bracket. What is her annual income. What is her net worth? Does she have long tern care insurance? What is her goal for this money...growth...income....passing it on to her family.... I could go on and on but you get the idea.
I realize when it come to money everyone seems to think they are an expert or they think the guys on the car forum are the experts.
If she was being sued you'd get a lawyer. If she had health problems you'd get a doctor. If the basement was filling with water you'd call the plumber. Well she needs help with money so see a CFP or some other financial professional. And no, we're not all crooks just trying to earn a big commission.
Find one by asking friends who they use and if they have been happy. Then once you have a recommendation feel free to post it here and I'm some of us will give you a second opinion.