[onewhippedpuppy]

Signing up for thousands in loans without understanding the terms makes you an idiot, not a victim. If you don't understand the importance of not signing a legally binding contract until you understand it, you deserve what is coming to you. 5 minutes on Google can be very educational, it's not like these things are a secret.

As for the rest, we are supposed to feel bad for this whiner because he has a $400/mo payment making $56k and he can't buy his dream house? YGBSM! He's been laid off six times but takes zero responsibility for the fact that he didn't make the cut, he has lived in two very expensive states (CO & CA), and he's not living his dream at 36. This sort of entitled not my fault attitude is what's wrong with our country. I paid off $44k in loan debt in two years making about $52k by working overtime and buying, fixing up, and reselling cars, as well as my family living like poor people. I also moved somewhere with low cost of living and available jobs. I just can't believe this POS has the nerve to complain about how bad he has it.