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It's very costly to defend defenseless claims. My company was involved in a class action suit brought about by disgruntled ex-drivers I had employed. We had coverage for a part but decided to "scorch the earth" with these slackers. We prevailed, but at a cost close to me of 200k. I could have "settled" (although it wouldn't have been settling) for 15% of that. So, tell me - what's "smarter"? Unfortunately the scum (employees who do this & the attorneys who represent them) know this and BANK on settling.
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Careful what you wish for...
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