[HardDrive]

My renter wants to get a dog. She is a great renter, and I want her to stay as long as possible. I am open to it, and in fact bought this house with that in mind. It has a large, fenced back yard. I'm aware there are plenty of downside to this, and I'm prepared to suck it up and deal with them.

My first question is regarding insurance. I know my current insurance does not cover animals, so I would need to expand the policy to cover them. I've already told the renter that I would not allow dogs off the 'dirty dozen' list, simply because I don't want the risk, and very well may not be able to get insurance for them. So how much of a boost in my insurance cost can I expect to cover dogs?

Second question is more open ended. Can you offer up suggestions for lessening my risk of damage? I had a notion to install a kennel and dog house so they have a outdoor place to keep the dog.

Any advice would be appreciated. Again, I realize the first answer from some will be 'don't', but I like the idea of allowing dogs to make the house more marketable.

Thanks,
Josh