[cruisin]

I sold a property down the street from our current residence two years ago and carried the note. I've been having trouble getting payments out of the dead-beat ever since.

I have done some reading on Texas foreclosure laws to find out Tx is a "non-judicial foreclosure" state. I'm not 100% certain of what that means but interpret it as I can do this myself, if only I could find out the proper steps to take. Problem is, none of the local gov. offices or authorities will tell me those steps. They claim, "they cannot give me legal advice."

So how exactly is one suppose to foreclose when there is no direction on how to anywhere that I have looked so far.

To complicate matters, the dead-beat has never lived in the house I sold him but lists (listed) his address at a vacant lot four lots away. First off, I'm thinking he has falsified information on his driver's license showing his legal address as a vacant lot. That makes it very difficult to send certified mail notifying him that he is in default and will soon be foreclosed upon.

Next; I have recently found out where he is actually staying but when I send mail there, they write on the envelope he is not at that address and write in his false address. Is this not considered mail fraud?

I'm at a loss; any of you Pelican legal gurus have any direction for me short of having to spend possibly thousands of dollars hiring a lawyer?