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When I bought my present home, I was pre-approved for a price of $580,000. I had ONLY the cash to cover a down payment, so I asked my realtor to not show me any properties listing for more that that price. He showed me a house that I fell in love with. Until he mentioned it was listed for $880,000. I told him to write an offer for $580,000. He refused.
A week later I walked up to the house and made my offer in person to the homeowner. Turns out they owned several houses outright and were still making a nice profit at $580,000. They accepted my offer.
The realtor who refused to write the offer? He got full commission.
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My work here is nearly finished.
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