[Craig T]

Originally Posted by Noah930

I have had that happen twice, so far. Each time I caught it when I looked at the following month's statement. A phone call/email cleared up the problem, but had I not called I am fairly sure the lending company would not have corrected their "error."

Yep. Illegal or not, his happened to me too. I made a double Payment in January for the payment due Fed 1. When the February bill came that should have been due Mar 1, it said "Payment Due April 1. They simply applied the extra money to interest and principal as the next month's payment. It took several calls to clear it up.