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Thanks for the great advice, all (except Gogar:-))
We started at the price set by a pro appraiser, and have dropped $5k twice. It's just a reality of the local market.
What sucks the most is, I've been here almost 8 yrs, never so much as late with a payment, and will still end up $20k underwater if it sells today. And, from what I've read, that will look the same as a foreclosure on my credit rating.
So, I've made my last mortgage payment here, and couldn't care less how big of a turd the bank has to eat. And, I'm in no hurry to "own property" again, for a measly $3000/yr tax write-off. I can save more than that renting a lux condo bicycle distance from my office. AND, get that 914 I so lust after...
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