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Good plan, but this is going to be one for the insurance companies to fight over. The roofer and the supplier are insured, and it sounds like you used licensed bonded labor, which is VERY smart. You may need legal help with this one. It's a shame, but I suspect that the blame game will start. Just hope you get made whole without too much trouble. On the BIG plus side, it sounds like a property damage incident only. Thank goodness some dude trying to make a living to support his family wasn't hurt or killed.