There was one. Old roofs were removed courtesy of hurricane Hugo.
edit: I verified, insurance is for stated hazards only. I need to re-shop insurance providers once this is all wrapped up.
I DIY a ton of things, but if someone is coming over to handle a job I can't do I always make sure they're licensed and insured. For saving a few bucks there's too much at stake if something happens. Some people I know think that's wasting money but I disagree.
Here's what it looks like from across the street. The white material blowing up is plastic sheeting. The small box that's on the right is some material that's smaller than shingles - all of those + tar paper and whatever else must be in the low area because I remember seeing none from down here.