[Robey5]

Aww, mannnnn....

I am sorry to hear about this - I guess that I didn't think about those of us in the area who lost cool cars in the flood - only the friends who lost their finished basements, and are now having to replace things such as furnaces and hot water tanks....

I've never done the buy back program from an insurance company but can tell you that water damage is horrible to have to trace down and repair. My wife's car had a clogged sunroof drain channel that caused the whole interior to get soaked, but that is pretty minor considering the 250 year rain we got last week. When making this decision make sure that you keep your head in check: insurance companies are in business to make money, regardless what the commercial says. Even the coolest cars have a "black and white" value to insurance companies, and the adjuster's job is to keep as much money for the insurance company as possible.