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No doubt 34K could go a long way BUT,
One fire or hurricane for you and you could loose the entire house, all your personal belongings and vehicles. I have lived in tornado alley for 36 years and only seen one tornado in this area and it was just a little wimpy F2. For sure a F5 could make my house disappear and all that is left is a concrete foundation. The odds are very very very low, but I am not willing to take that bet.
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Glen
49 Year member of the Porsche Club of America
1985 911 Carrera; 2017 Macan
1986 El Camino with Fuel Injected 350 Crate Engine
My Motto: I will never be too old to have a happy childhood!
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