Quote:
Originally Posted by Dantilla
Because with a debit card, the money is already gone. You fight to get it back.....
That's why I refuse to use debit cards.
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Another good reason to use only credit cards is they (at least the Master Card I use) monitor your cards activity closely for "unusual" charges and will call you to verify if the charges are valid. On 4 or 5 occasions over the past couple of years I have been called by Master Card fraud wanting to verify some charges that were made were valid - they weren't. No, I didn't just charge 2 one-way tickets from Melbourne to Hong Kong (this during Chinese New Year). If fraudulent, they will immediately cancel the card and issue a new one..
It is a pain to have a card cancelled but it sure beats having massive charges run up and getting a big surprise when you get your statement.