One more reason to never let a card out of your sight. At restaurants I won't use it. As much as I despise carrying cash, I don't trust people so it makes sense.
Afaik it's nobody's business (especially a bank) what I do or where I go. On trips, same issue - carry cash. Banks already know too much about us and control too much of our lives IMHO. The less they know about my travels, etc. the better off I am.