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Team California
Join Date: Jul 2001
Location: los angeles, CA.
Posts: 41,462
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Yep, some serious ignorance on display here. I have a VISA debit card and a MC debit card, they work exactly like CCs and both have been hacked more times than I can count. I've never been one cent out of pocket, ("fight to get $$ back").
The minute that either I or my bank detects fraud, the card is cancelled and I get a new one. Fraudulent charges are restored immediately to my bank account. The whole thing usually occurs before I even knew it happened and I get a phone call from the fraud dept. The cards have EXACTLY to same protections on them as any other VISA or MC card when it comes to fraud.
The buying gas in other states thing always triggers an alert but I simply have to respond that it's legit when they call and ask. Happens every road trip. I could let them know in advance but I never think of it. THe guy with the plane should be able to call the fraud dept. and tell them that all is cool, they then unblock the card while you're on the phone and the avgas flows.
One of my cards is BofA and one is Paypal, FWIW.
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Denis
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