Quote:
Originally Posted by speeder
Yep, some serious ignorance on display here. I have a VISA debit card and a MC debit card, they work exactly like CCs and both have been hacked more times than I can count. I've never been one cent out of pocket, ("fight to get $$ back").
The minute that either I or my bank detects fraud, the card is cancelled and I get a new one. Fraudulent charges are restored immediately to my bank account. The whole thing usually occurs before I even knew it happened and I get a phone call from the fraud dept. The cards have EXACTLY to same protections on them as any other VISA or MC card when it comes to fraud.
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+1...I'm not as paranoid as some of you folks
. BTW....it isn't your bank or CU that's detecting this stuff...it's the CC/Debit card "service providers", and I've had my Debit card cancelled immediately due to fraudulent charges out-of-state too...just not a big deal "to me". I've also never heard of anyone ACTUALLY losing $ in recent years (wasn't always the case when Debits first appeared). CC/Debits are a BIG bu$ine$$....protecting the consumer comes with both these days as part of the "deal"...YMMV.