[onewhippedpuppy]

Could somebody explain how NFC is in any way more secure than a credit card? The problem isn't the credit card, the problem is the security (or lack thereof) on the part of retailers. The virtual wallet apps simply store your credit card information, it's a different medium but the same basic system. I fail to see how it is any more secure, and it certainly makes hacking into cell phones a more tempting prospect.