[Porsche-O-Phile]

I opened a B of A account many years ago during orientation for college - they were offering an incentive package for students so I figured what the heck. I think I had it open a week - if that. They charged me a bunch of BS fees for things the promotional person in the Student Union hawking this said were included (ordering checks, overdraft protection, the privilege of having an ATM card, etc.) Very misleading, lots of hiding behind fine print, etc. When I called customer "service" to straighten things out and got the bureaucratic runaround for an hour I just said forget it. Pulled out every dime, closed it and have never looked back. Years later I was being encouraged by my broker to originate my mortgage through them and I flat-out refused and told him if B of A was the only option, I walk. I won't do business with them in any way, shape or form. They're the Comcast of the banking world - and I don't particularly like the banking world to begin with.

Your ONLY power against these sorts of institutions is the "power of the purse" and it's a mightier power than most people realize. If you keep giving business to companies that treat people like garbage, they keep doing it - simple. If you don't and enough other people don't, that's what changes things.

All banks suck, B of A swallows.