Quote:
Originally Posted by Quickstep192
I was stopped at a light when the guy behind the person behind me hit them, driving them into me. The damage to my car (my daily driver, not the 911) seem mostly cosmetic; a small crease in the plastic bumper and some trading of paint. The car has never been in any kind of accident before and I'm wondering what a Carfax report on my car might do to resale value or trade in in the future.
If I file a claim with this guy's insurance company (State Farm), will they report it to Carfax?
If so, any guess on what percentage value I could expect to lose if there's a Carfax report on my car?
What can I expect if I attempt to file a diminished value claim with the insurance company?
Luckily, my experience with this kind of crap is minimal, so any advice/guidance is really appreciated.
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Has the insurance company even seen the car? Have the repairs been completed? Diminished value claims are slowly becoming the new fake injury claim. It's really sad. Do you actually know the perctage of brand new cars damaged in shipment and transport? I have investigated these claims in the past. I've seen people claim diminished value for a lease. Lol. Can't claim a loss for something you don't even own. If the company replaces a damaged bumper cover does it change the value? How about it had a few minor scrapes and bumps before the loss? Now the car is better. It's always easy to try and take advantage of any situation, but I believe in karma. Good luck with what ever you decide. Next time you get a premium increase you can blame the person above or maybe yourself.
