[bpu699]

Lots of threads on Haggerty, and other collector car insurance companies.

I understand the upsides: you have "agreed" upon value. Prices are lower.

Can anyone comment on the liability aspects? I assume that Haggerty also provides your liability coverage, correct? And then your personal umbrella or other liability policy kicks in. Right?

I never see comments on the liability component. Has anyone been in a possibly at-fault accident, while under haggerty? Did it work out ok? Did they defend you? What happened?

Or am I misuderstanding this, and Haggerty only provides your comp coverage?

How do you guys cover the "liability risk?"

Or, is this just somehow a non issue?

Bo