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So how do you guys do it?
I have everything with State Farm. Car insurance to 100/200k, and umbrella from there to 4mm. So, no bling spots, no gaps in coverage.
I was thinking about switching 2-3 cars to Haggerty/Grundy, as they are garage queens and never really driven. I would love the agreed value coverage.
I also have 2 boys, that are 3 years away from getting driver's licenses.
How does that work with collector car insurance???
Can they drive the cars? What if they drive without permission (teens have been known to do that! I saw Ferris Beuhlers day off!)
Is the collector car insurance liabilitry coverage to 100k? If its lower, doesn't make sense to change my other policies, because then the umbrella coverage just costs more.
In the real world, how do you guys do this? Obviously folks with really expensive cars are using these insurers, so there must be a logic to it...
Bo
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