[djmcmath]

I've only had one, and it wasn't bad. I had failed to report the sale of some stock, so they assumed that I had merely been given the stuff and charged me the full taxes (as opposed to just taxing the gains) when I sold it. I showed paperwork documenting my purchase of the stock in question and only had to pay some admin fees.

Scary, but, in my case, not overwhelmingly bad.

Dan