Oldest child is 22: done with college (academic scholarship), working in Midtown at a job with benefits and in her chosen career
Second child is 20: in the USN and compliment of the US taxpayers will graduate with a degree in Chinese; employment fairly certain
Third child is 18: freshman in Electrical Engineering. Tough work but it seems to suit him. All he has to do is graduate w/ a 3.0 or better.
All three will support themselves, they will graduate college debt free, none have credit cards, and
most importantly, they can all drive a stick. My work here is through.
Millennials will do just fine - just stay out of debt and work hard!