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Originally Posted by fintstone
The $2M cap in VA is a good start...but still too high. Nationwide tort reform for pharma is what we really need...as the costs incurred in other states is passed on to all who buy the medication.
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Tort reform is good in theory, but what happens in a LEGITIMATE case when someone is left incapacitated and needs serious long term care? After lawyer's fees, you may be down to $1.3 million. If they happen to live over 10 years, they may end up destitute. Unfortunately, for every case l mentioned, there are probably 20 ridiculous cases that messes it up for everyone else.
Speaking of greed, how about "out of network" facilities or doctors that charge 10x the prevailing rates and get them because they are out of network? A co-worker recently went to an out of network surgical facility (her doctor was in network) and they charged the insurance $80,000 for a O/P surgery in which she was only in the facility, including surgery and recovery, 6 hours. That is insane. Also check out this article about a $117,000 surgical assistant.
Link.