[ossiblue]

See my post just ahead of yours.

Do you have any evidence that he was at fault? Time has passed and unless there is a third party witness or a statement on record of him running the light and hitting your vehicle, it becomes your word against his. I agree, you should not have to eat the deductible--that is the least the cyclist should be required to pay. If you have evidence that he was at fault, I would suggest you contact him and ask for the deductible and if he refuses, go ahead and pursue a small claims action. The more tangible evidence, the better when in court. Small claims is designed to restore monetary damages to the injured party. You, clearly, are the injured party and the cyclist is the cause of your loss of the deductible amount. Personally, I think you have a good chance of recovery, in court.