[sugarwood]

Since it's my 3rd car, the 911 costs me $300 a year under Allstate.
Turns out, Hagerty is significantly more expensive than Allstate.
With Hagerty, it's more like $550 with a $32k stated value.

Deciding I prefer a stated value policy, and never want to haggle with an adjuster on NADA book value.
There is a large price range based on interpretation of condition, and I can't even find a look up value on the KBB site (doesn't go into the 1980s)

If KBB value for a 3.2 is about $25k,
I am now thinking I might as well stay with Allstate for $300/year
instead of doubling my insurance to $600/year just for another $5k of coverage.

Hagerty seems quite a bit overpriced when compared to Allstate.

COLLISION
Deductible Cost
5000 125
2500 134
1000 151
500 162
200 171
100 176

COMPREHENSIVE
Deductible Cost
5000 153
2500 164
1000 185
500 199
200 209
50 216

I notice that the collision is almost identical to Allstate rates ($162 vs $150 with $500 ded.)
but the comprehensive is way higher at Hagerty ($70 vs $199 with $500 ded.)

What level did you choose?