I recommend a fee-only investment adviser. (
Fee-Only Financial Advisors Home - NAPFA - The National Association of Personal Financial Advisors) It costs $800 in my neck of the woods for the first evaluation of your goals and resources. After that I get a $500 "tune-up" every two or three years (depends on changes in the economy and my goals). He/she will look at what you want to accomplish, where you are in life, what you have to invest, what kinds of investments you are comfortable with, your desire/ability to be active in managing your investments, etc. They are familiar with all forms of investment from real estate, to life insurance, money market accounts (probably not the details of collectibles though). I would not even talk to anyone who does not tell you up front how much they are going to make advising you.