[Cajundaddy]

I'm sorta old school and like to spread things out to mitigate risk long term. I like Real Estate, Vanguard index funds, muni-bonds (tax free), and I use life insurance but it represents maybe 5% of my investments. Over time this has worked pretty well with RE being high risk, high return and VG being low risk lower return. I do buy and sell stocks with side money but realize that game is pretty rigged so you need to know who is doing what to who. I don't like being out of the loop so index funds work better for me as an investment tool.

With investing, there is a tell that indicates someone is ripe for fleecing. It's the one who believes you can get high returns with low/no risk. They always get cleaned out first by buying pie in the sky.