[recycled sixtie]

Asphalt Gambler said in the last point $10k and down. No way would you want to risk real
estate with that little amount down and huge leverage. Interest in $$$ borrowed would be too great even though it is deductible.

I have no idea how old AG is but buy and hold of a mutual fund or etf would work if he has patience and the mentality not to panic and sell when the investment is down.

There is no magic bullet in investing. Just that investments have different qualities.
Guy