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Exactly, they are your bills. They predict escrow based on your previous expenses (bills,) not on a crystal ball. It is always catching up. If you overpay (taxes or insurance actually go down), then you get it back.
Just make sure that they have not paid accidently paid the same thing twice (insurance or taxes).
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74 Targa 3.0, 89 Carrera, 04 Cayenne Turbo
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"The problem with socialism is that you eventually run out of other people's money"
Some are born free. Some have freedom thrust upon them. Others simply surrender
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