Neighbor kid's dumb friend parked illegally across from my driveway (partially blocking two driveways) I backed into his Civic when leaving for work at about 5 am. One of those habit things, nobody ever parks there because they shouldn't. I left a note and called my insurance to admit fault, they made a claim, no big deal. I don't think my rates even went up. The kid's dad called me to personally thank me, which was nice. What really got me was that the little moron was parking there again after his car was fixed.