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After the 2007-2008 real estate crash, banks became less willing to lend money, and imposed really tight restrictions on who they would loan money to and also tight requirements for what it took to get the deal done. As the government oversight and the failed loans have faded into history , they are back to thier old games of getting buyers more house than they can afford, and approving loans that are as questionable as they were before the crash.
This makes me nervous to some extent because I am heavily invested in real estate securities that generally operate off of commercial loans, but can be affected by a residential real estate slump, and the feds raising interst rates if the recovery is complete.
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