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I've done this a couple times. Each time, I took a cashier's check, made out to the seller. They didn't have any problem with it. You could also arrange to meet them at a time when their bank is open to verify the validity of the check. I would not take cash.
I always drove home with their plates. Most insurance companies give you 30 days to report a new vehicle, so insurance should not be a problem. Just get a dated bill of sale to establish when you bought the car. Or call your agent before you head home.
I've had some really great times driving a new car home. Last one was from KC to Seattle.
Terry
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