[Craig T]

Originally Posted by David

I'm a bit confused by all the Medicare talk here.

The issue is not Medicare or MC supplement insurance. The problem is for those of us who retire before the age of Medicare eligibility. The gap between leaving a company subsidized plan or small business consortium rate and being eligible for MC is expensive.

A basic FFS PPO plan for my wife and me at 55, both fit and healthy, is almost $1000 per month with a high deductible. That will get more expensive the closer we get to 65. If one of us needs a surgery or extended hospital stay, the out of pocket costs could hit $50,000 in a hurry (the #1 cause of bankruptcy in the US).