Quote:
Originally Posted by craigster59
It's Experian, Transunion and Equifax. If you freeze one they contact the other two, so no need to pay $10 to each.
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A fraud alert only requires contacting one of the three credit agencies, and it is free. A freeze, however, requires contacting all three separately, giving them personal information, getting a security PIN, and paying a fee to all three, separately.