[MRM]

The fact that they identify the life insurance company but don't identify the P&C company probably means that they underwrite each policy with whatever company gives them the best rate. The only question I have is whether your claim is adjusted by TruStage or the company that underwrote the policy. If you get adjusted by whatever company holds your policy, it would seem to be a bad deal, since you're being adjusted with a company you don't have a direct relationship with. If "TruStage" adjusts its own claims, it's probably no different than any other insurance company.