[stomachmonkey]

As in free.

Minimum daily balance and / or minimum transactions per month don't count.

Went to my local Citibank the other day and surprise, Citibank pulled up stakes and is gone, as in no mas, as in not one branch left in TX.

My account is out of NY so we were never notified.

They do have Citi ATMS in 7-11 so getting cash is still doable.

99% of my deposits are direct deposit.

The stuff like the kids birthday checks from the grandparents are small enough to use the mobile app deposit feature.

Would just like to have one account for the "what if's" and other one offs.

I'm expecting a 5 figure check in the next few weeks that I now have no way to deposit.