Yep. Credit unions. Our credit union is based in CA, but has contracts with other CUs that give us plenty of choices.
Free Checking
FEATURES:
$25 opening deposit
No per-check or monthly fees
No Direct Deposit or balance requirements
Direct access to funds with Visa Debit Card (purchases and ATM)
24-hour online account access
FREE ePay, eStatements and check imaging
3 out-of-network ATMs fee free each month
https://www.western.org/