[sammyg2]

I had an opportunity to meet with a financial planner today. Hey it was free, and I was on the clock so I said what the heck.

He ran the numbers and said that I need to have $4,457,511 saved before I can retire. Say what?

He said that is based on living to 92 (like i'll ever do that) and that people need 80% of their pre-retirement income to live comfortably.

I 'splained to him that I don't spend that much now, why would I when I retire?
Still got a very small mortgage, still drive a pickemup, rarely go to restaurants, don't take vacations, just work and relax at home and tinker.
How much I make has nothing to do with how much I spend.

So he looks at me and said maybe I should double the percentage I put in my 401k.

I said thanks, it's been slice. Worth every penny I paid for it.