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Time wise, for the average individual, it is Karting, then lower formulas until you get to a step up ladder series. Could be 10-15 years to get in a good national open wheel series. Making money? You will do nothing but spend your own money until you get into a series that has some kind of sponsorship deal that will share some of the cost.
I looked into open wheel racing a few years ago. The cost was around $3-5K for a school to get your license. Then it cost to "buy a ride" in one of the series cars (Barber Dodge Ladder system.) Cost seemed a little steep for me at the time for the amount of racing you got to do.
IF you have an established semi-pro race history, you might be able to buy a ride on one of the TV race series. Some World Challenge teams have arrive and drive programs. Look to spend at the minimum $20k per race for a well established team car. The old Trans-am series seemed to be cheaper. I think I heard one of the drivers say he bought a ride in an older (Tommy Kendall style) Mustang for around $6-8k for the race weekend (in the late 90's.)
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bunch of random cars and bikes.
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