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My BIL is big into living beyond his means. He's a cop that works his 40 hours and picks up every bit of overtime, and every paying detail he can get. My inlaws were just at his house on vacation (South Florida) and could not believe the shape that the house was in. It is a hoarders paradise but not with junk, but with new items bought and paid for with good intentions, but never used, or used and forgotten. There was no place to sit down inside the house, and only a narrow pathway through all the rooms.
I am truly amazed that he sold one of his motorcycle to me, and another one to my FIL (he still has 4 more in the packed garage) I really think it's the first time in his life that he ever sold anything. He admittedly has about 500 guns with a matching hoard of ammunition that he brings up to my house out in the country to shoot. Last time he was up here he brought his brand new Barrett BMG 50 cal sniper rifle, with a couple hundred rounds, and about 20 other spoons of varying price and deadliness including a fully auto mac 10 that reeled off 20 rounds in about 2 seconds.
He is about $150,000 in debt and getting further every day, but won't sell anything. with all the overtime and details, he was making about $105,000 a year, but the overtime dried up and the younger guys are getting all the details, so he hs taken a $50,000 a year hit to his pay and is drowning slowly in debt.
We have mentioned DaveRamsey.com several times to him, but he is too proud to admit there is a problem.
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