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If you want to do Sirius/XM, the way to do it is sign up for a year with one of their initial offer discounts, but have them send a bill and pay by check.
If they get your credit card number, they will just auto-renew you and the full rate.
If they don;t have a CC number, when your subscription is about to expire, they will start calling you to renew, just refuse until you get the best deal, which last time I checked was about half of the standard rate.
If you do use a credit card, set up a reminder to call them the week prior to tell them you want to cancel, and let them start throwing offers at you to keep you as a customer, you will get another half off deal.
Repeat the following year.
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