[RKDinOKC]

Yep, Wells Cargo is crap. Had them for about 8 months for my house mortgage. When they couldn't get automatic payment working in that length of time, and kept charging me late charges for Them not taking the money out of my account, I refinanced with someone else.

When my Mom got her card compromised they got her Social Security info and would charge the new credit card. Changed banks twice and they followed her. We finally had to put her monies in an account under my brothers name and put her on the signature card. That way the account was not associated with her SSN even though her Social Security was auto-deposited to it.