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You won't hear much of it in the news but its rampant. The IRS is unable or incompetent to put control measures against much of this. For all we know, some rogue employee(s) could be pulling some strings too.
Same goes for the largest health or auto insurers. Way behind the curve. Have a hunch we're just seeing a small part of what some big hack damage is coming. I'm only mentioning this as I know firsthand of a couple dealing with what the OP is experiencing and part 2, know someone very well with ins. data security. Big corp. America is slooooow to invest in securing customer data. The breaches are incredible..... and like I mentioned, you just don't hear of it.
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