[Hugh R]

Yeah, but for Tornadoes you have a season, like every year. I've been through one big earthquake, Northridge. It wasn't pretty. two chimneys down, sliding doors that got skewed and wouldn't open, lots of stuff damaged stuff including original artwork that tore itself from the walls even with "earthquake" wall hangers, and Waterford Crystal that beat itself to death in the cabinets. Nothing like shop vacuuming up a few $1,000 of Waterford crystal debris. The little crystal we now have sits in padded boxes.

I'm at 1,500' msl, so no worries about Tsunamis.

I have enough emergency food and water to last about 2 months, maybe enough ammo if needed for a longer duration.