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I too live fairly modestly. Zero debt and drive old cars that I can fix.
To have enough money to pay for insurance and to maintain my property and hire the services of a doctor or hospital are very important to me. That is why I keep working and collecting more money.
If the fisherman in the story has a hurricane wipe out his boat and fishing village is is going to be very hungry fast. If his boat is stolen then what?
Like many short warm fuzzy stories reality does not fit.
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Glen
49 Year member of the Porsche Club of America
1985 911 Carrera; 2017 Macan
1986 El Camino with Fuel Injected 350 Crate Engine
My Motto: I will never be too old to have a happy childhood!
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