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^^
You'll negotiate a full price for the car as whole before the accident. Once you come to an agreement they'll ask if you want to buy it back, and they'll deduct whatever salvage value they place on the car. The cool part is you can negotiate the salvage price. You then take the title to get salvage branded, and the insurance company issues you a check. It's not as fun as it sounds.
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dolor et pavor
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