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Team California
Join Date: Jul 2001
Location: los angeles, CA.
Posts: 41,462
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If they total it, (and let's hope they do), they pay you the total value of the car and now it's theirs to do with what they want, which will be to try to recoup some of their loss. If you want to keep the car, (which still has some value), you need to buy it back but it will be cheap.
You cannot have your cake and eat it too, ie. be paid the entire value of the car pre-collision AND keep it. Make sense?
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Denis
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