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Some companies, like AIG, are no longer allowing direct buybacks.
They require that the vehicle go through a salvage auction, where you will bid against other people who either want to scrap it or rebuild it. It gives them the maximum for their "investment" and prevents you from lowballing or colluding with an adjuster.
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The souls of the righteous are in the hand of God, and no torment will ever touch them.
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